Frequently Asked Questions
FREEPHONE - 0800 107 3335
Q:- What is a Payday Advance?
A:- Payday Advance is an advance of up to £800 repayable on your next payday - up to 30 days away or longer. Just bring in your cheque book and cheque guarantee card, a Passport or UK driving licence as identification and recent proof of address.
Q:- What can a Payday Advance be used for?
A:- The money can be used for any purpose - to pay bills, buy something, have a great weekend, it's up to you! We don't need to know and we won't ask you!
Q:- How much can I borrow?
A:- Any amount from £80 to £800. We set you a credit limit based upon your net pay.
Q:- What do I need to get a Payday Advance?
A:- You must have a regular income and an active bank account with a chequebook and cheque guarantee card.
Q:- I have a poor credit history - does this stop me from getting an advance?
A:- No. However we need to be happy that all our customers have sufficient funds available on payday to cover the advance repayment.
Q:- What if I get paid weekly?
A:- No problem at all - the advance will become repayable on the fourth payday after the advance. Alternatively the repayments can be staggered over the next four paydays.
Q:- I'm a tenant, is this a problem?
A:- No problem - it makes no difference to us whether you are a tenant or a homeowner.
Q:- Can I get an extension to my advance?
A:- Yes, you can extend part, or all, of your advance until the following payday simply by paying the interest-only on the original advance.
PLEASE NOTE: This is a short-term advance and is designed to help "Bridge the Gap" until your next payday up to 30 days away. We are totally flexible and allow you to extend your facility by paying an additional fee. However, should your credit term requirements be for a longer term, then this facility may not be your best option and we would suggest you seek a more appropriate loan facility.
Can I make payments using my debit card?
Yes no problem at all, just give us a call or let us know in writing.
